Terms of Service

1. Agreement to Terms

These Terms of Service ("Agreement" or "Terms") constitute a legally binding contract between you and From Nada to NIL LLC ("the Platform"), accessible at fromnadatonil.com. By creating an account, subscribing to any membership tier, purchasing any product, or otherwise accessing or using the Platform, you agree to be bound by these Terms in their entirety.

If you are a parent or legal guardian completing registration on behalf of a minor user, you represent and warrant that you have the legal authority to bind the minor to these Terms and that you accept these Terms on behalf of both yourself and the minor.

IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT AUTHORIZED TO ACCESS OR USE THE PLATFORM AND MUST DISCONTINUE USE IMMEDIATELY.

These Terms incorporate by reference our Privacy Policy, which constitutes part of this Agreement.

2. Description of Services

The Platform provides the following services to registered users, subject to their applicable membership tier:

• A structured educational training system consisting of ten (10) chapters based on the book From Nada to NIL, covering NIL regulations, personal brand development, deal evaluation, financial literacy, and long-term athlete marketability
• An artificial intelligence advisory feature ("AI Advisor") powered by the Anthropic Claude API, designed to answer questions related to NIL regulations, brand development, and the content of the From Nada to NIL framework
• Athlete profile creation and a brand partner directory enabling national companies holding active Brand Partner subscriptions to discover and contact student-athletes
• A social media content calendar and AI-assisted content creation tool
• Live and recorded one-on-one video coaching sessions, available to Elite-tier subscribers
• Digital products including but not limited to the introductory two-chapter course available for a one-time purchase

The Platform reserves the right to modify, discontinue, or update any feature or service at any time with reasonable notice to subscribers.

3. Eligibility and Account Registration

You must be at least thirteen (13) years of age to register for an account. Users between the ages of 13 and 17 must have the consent of a parent or legal guardian to create an account and use the Platform.

By registering, you represent and warrant that you meet the eligibility requirements set forth in these Terms.

You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary to maintain its accuracy. You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately at fromnadatonil@gmail.com of any unauthorized use of your account.

We reserve the right to suspend or terminate any account that we determine, in our sole discretion, to have been registered with false or misleading information, to be engaged in abusive or fraudulent conduct, or to be in violation of these Terms.

4. Subscription Plans, Billing, and Payment

4.1 Membership Tiers

The Platform offers the following recurring subscription plans, billed through Stripe, Inc.:

• Introductory Product: A one-time purchase granting access to Chapters 1 and 2 of the training system. No recurring charges apply to this product.
• Starter Plan: Billed monthly or annually at the rates published at fromnadatonil.com/pricing. Includes access to Chapters 1 through 5 and specified ancillary features.
• Pro Plan: Billed monthly or annually at the rates published at fromnadatonil.com/pricing. Includes access to all ten (10) chapters, the AI Advisor, athlete profile and brand directory features, and specified ancillary tools.
• Elite Plan: Billed monthly or annually at the rates published at fromnadatonil.com/pricing. Includes all Pro Plan features plus live one-on-one coaching sessions as described in Section 7 herein.
• Brand Partner Plan: Billed monthly at the rate published at fromnadatonil.com/pricing. Grants access to the brand partner athlete directory for the purpose of identifying potential NIL partnership candidates.

4.2 Billing and Automatic Renewal

All recurring subscriptions renew automatically at the end of each billing cycle unless cancelled by the subscriber prior to the renewal date. By subscribing, you authorize the Platform to charge your payment method on file through Stripe, Inc. for the applicable subscription fee at the beginning of each billing period. You are responsible for ensuring that your payment information remains current and accurate.

4.3 Free Trial

Where a free trial period is offered, your payment method will be charged the applicable subscription fee at the conclusion of the trial period unless you cancel prior to the trial expiration date. Cancellation during the trial period will not result in any charge. The Platform reserves the right to modify or discontinue free trial offers at any time without notice.

4.4 Price Changes

We reserve the right to modify subscription pricing at any time. We will provide at least thirty (30) days' prior written notice to active subscribers before any price increase takes effect. Your continued use of the Platform following the effective date of a price change constitutes your acceptance of the new pricing.

4.5 Refund Policy

All sales are final. The Platform does not offer refunds on subscription fees or one-time product purchases, except as required by applicable law. If you believe you have been charged in error, you must contact us at fromnadatonil@gmail.com within ten (10) calendar days of the disputed charge. We will review all disputes in good faith and issue corrections where billing errors are confirmed.

For Elite Plan subscribers, cancellation of a monthly subscription will result in loss of access to live coaching booking at the end of the current billing period. Any coaching sessions already scheduled and confirmed at the time of cancellation will be honored.

4.6 Cancellation

You may cancel your subscription at any time through the Billing page within your Platform account, which will direct you to the Stripe Customer Portal. Cancellation will take effect at the end of the current billing period. You will retain access to your membership tier features through the end of the paid period. Cancellation does not entitle you to a refund of any prepaid subscription fees.

5. Intellectual Property Rights

5.1 Platform Content

All content on the Platform, including but not limited to the text, curriculum, training modules, worksheets, video scripts, AI system prompts, graphics, software, and the underlying architecture of the Platform, is the exclusive intellectual property of From Nada to NIL LLC and is protected by United States copyright law, trademark law, and applicable international intellectual property conventions.

The work From Nada to NIL has been registered with the United States Copyright Office. The trademark "From Nada to NIL" has been applied for registration with the United States Patent and Trademark Office. Unauthorized use of the mark or reproduction of the registered copyright work is prohibited and may subject violators to civil and criminal liability.

5.2 Limited License to Users

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform content solely for your personal, non-commercial educational purposes. This license does not include the right to reproduce, distribute, publicly display, publicly perform, create derivative works from, sublicense, or sell any Platform content.

5.3 User-Submitted Content

By submitting content to the Platform, including but not limited to athlete profile information, worksheet responses, and highlight videos, you grant the Platform a non-exclusive, royalty-free, worldwide license to use, store, display, and transmit such content solely for the purpose of operating the Platform and providing the services described herein. You retain all ownership rights in your submitted content. We will not use your athlete profile information for any purpose beyond operating the brand partner directory without your express written consent.

5.4 Prohibited Uses

You are strictly prohibited from:

• Copying, reproducing, republishing, or distributing any portion of the Platform's curriculum, training content, or proprietary materials without express written permission from From Nada to NIL LLC
• Using the Platform or its content for commercial purposes, including resale, sublicensing, or incorporation into competing products or services
• Reverse engineering, decompiling, or disassembling any software component of the Platform
• Using automated scripts, bots, scrapers, or data mining tools to extract content or data from the Platform
• Representing yourself as affiliated with, endorsed by, or authorized by From Nada to NIL LLC without written authorization

6. AI Advisor: Limitations and Disclaimer

The AI NIL Advisor feature is provided for educational and informational purposes only. It is expressly not legal advice, tax advice, financial advice, or compliance guidance upon which you may rely for any specific transaction, decision, or legal matter. Nothing produced by the AI Advisor constitutes an attorney-client relationship, a financial advisory relationship, or a professional services engagement of any kind.

The AI Advisor is designed to provide general educational information based on the From Nada to NIL framework and publicly available information regarding NIL regulations as of the date described within the Platform. NIL regulations are subject to rapid and significant change at the federal, state, conference, and institutional levels. The Platform makes reasonable efforts to maintain current regulatory information but does not warrant or guarantee the accuracy, completeness, or currency of any regulatory information provided through the AI Advisor.

Users are strongly advised to consult a licensed attorney for all legal matters, including but not limited to NIL contract review, eligibility determinations, and compliance questions. Users are strongly advised to consult a licensed Certified Public Accountant (CPA) for all tax matters related to NIL income, including income received through school revenue-sharing arrangements authorized by the House v. NCAA settlement. Users are strongly advised to consult their institution's compliance office before executing any NIL agreement.

The Platform and any affiliated entities shall not be liable for any decision made or action taken in reliance upon information provided by the AI Advisor.

7. Coaching Services

Live one-on-one coaching sessions are available exclusively to Elite Plan subscribers. Sessions are conducted via video conferencing and are scheduled through the Calendly booking integration on the Coaching page of the Platform.

Coaching sessions are subject to availability and are offered at a rate of two (2) sessions per month per active Elite subscription. Sessions not scheduled within a given billing month do not roll over or accumulate. Unused sessions have no cash value and are forfeited at the end of the billing period in which they were available.

Sessions are recorded by the Platform for the purpose of delivering the recording to the subscribing member within 48 hours of session completion. By participating in a coaching session, you consent to the recording of the session for this purpose. Recordings are stored securely and are accessible only to the subscriber whose session was recorded. The Platform may request the subscriber's written consent to use session content for promotional or educational purposes; however, no such use will be made without express written consent.

Coaching services provided through the Platform are educational and motivational in nature. They do not constitute legal advice, financial advice, athletic training advice, or any form of professional licensure-required services. The Platform's coaching personnel are not your attorney, financial advisor, or licensed sports agent by virtue of providing coaching sessions.

Cancellations of scheduled coaching sessions must be made at least 24 hours in advance through the Calendly booking interface. Sessions cancelled with less than 24 hours' notice are forfeited for that billing period. The Platform reserves the right to reschedule sessions due to illness, emergency, or other unforeseen circumstances with reasonable notice to the subscriber.

8. NIL Compliance Acknowledgment

The Platform is an educational resource and does not function as an NIL compliance officer, a registered sports agent, or a representative of any educational institution or athletic governing body.

Student-athletes who are subject to NCAA, NAIA, NJCAA, or other governing body regulations, as well as any applicable state law, conference rule, or institutional policy, are solely responsible for ensuring that their NIL activities comply with all applicable requirements. The Platform's content, including regulatory updates relating to the House v. NCAA settlement and the College Sports Commission, is provided for general educational awareness only.

Specifically, users are advised that:

• All Division I student-athletes are required to report NIL agreements valued at $600 or more to NIL Go within five (5) business days of execution. Failure to comply may result in loss of eligibility. This requirement is enforced by the College Sports Commission. Pursuant to NCAA bylaw amendments adopted October 28, 2025, this reporting obligation applies to all Division I student-athletes, including those at institutions that did not opt into the House settlement.
• High school athletes who intend to enroll at Division I institutions must report qualifying NIL agreements executed on or after July 1, 2025, or the first day of their junior year of high school, whichever occurs later, within fourteen (14) days of enrollment or prior to their first intercollegiate competition.
• State laws governing NIL vary significantly. Users must independently verify compliance with their applicable state's laws and their institution's policies.

The Platform expressly disclaims any responsibility for a user's NIL eligibility status or compliance with any applicable rule, regulation, law, or institutional policy.

9. Disclaimer of Warranties

THE PLATFORM AND ALL CONTENT, FEATURES, AND SERVICES PROVIDED THEREON ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE PLATFORM EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Platform will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any information obtained through the Platform will be accurate, complete, reliable, current, or suitable for your particular purposes.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PLATFORM, MARK HAYES, AND ANY AFFILIATED ENTITIES, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR NIL ELIGIBILITY CONSEQUENCES.

IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE PLATFORM TO ANY USER FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM EXCEED THE TOTAL AMOUNT PAID BY THAT USER TO THE PLATFORM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not permit the exclusion or limitation of certain warranties or liability. In such jurisdictions, the above exclusions and limitations apply only to the extent permitted by applicable law.

11. Indemnification

You agree to defend, indemnify, and hold harmless the Platform, From Nada to NIL LLC, and any affiliated entities, officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of or access to the Platform; (b) your violation of these Terms; (c) your violation of any applicable law, rule, or regulation; (d) any content you submit to the Platform; or (e) any NIL activity you engage in based on information obtained from the Platform.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, being the state in which From Nada to NIL LLC is organized, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or your use of the Platform that cannot be resolved informally shall be submitted to binding arbitration administered by a mutually agreed-upon arbitration service in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted on an individual basis. You waive any right to participate in a class action lawsuit or class-wide arbitration against the Platform or From Nada to NIL LLC.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent irreparable harm pending the resolution of an arbitration proceeding.

13. Termination

We reserve the right to suspend or permanently terminate your account and access to the Platform at any time, with or without notice, for any of the following reasons: violation of these Terms, conduct that we determine to be harmful to other users or the Platform, fraudulent activity, chargebacks or payment disputes initiated in bad faith, or any other reason in our sole discretion.

Upon termination, your license to access and use the Platform content immediately ceases. We are not obligated to provide refunds upon termination for cause. You may terminate your own account at any time in accordance with the cancellation procedures described in Section 4.6.

14. Modifications to These Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated to registered users by email and through a notice posted prominently on the Platform. The revised Terms will be effective upon posting unless a later effective date is specified. Your continued use of the Platform following notice of a revision constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must discontinue use of the Platform and may request account deletion.

15. Miscellaneous Provisions

• Entire Agreement: These Terms, together with the Privacy Policy and any applicable subscription or product agreements, constitute the entire agreement between you and the Platform with respect to the subject matter hereof and supersede all prior agreements, representations, and understandings.
• Severability: If any provision of these Terms is held invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
• No Waiver: Our failure to enforce any provision of these Terms at any time shall not constitute a waiver of our right to enforce that provision in the future.
• Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
• Force Majeure: We shall not be liable for any delay or failure in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, governmental actions, or failures of third-party service providers.
• Headings: Section headings are for convenience only and shall not affect the interpretation of these Terms.

16. Contact Information

For questions regarding these Terms, billing disputes, account matters, or legal notices, please contact us at:

From Nada to NIL LLC
Email: fromnadatonil@gmail.com
Website: fromnadatonil.com
Mailing address available upon request.